按揭买房是直接上银行就能办理,还是先借钱把房买下来才能办理,不太明白能给我讲解一下么,谢谢了
提问者 : 达芬奇0708
时间 : 2012-02-10 11:00:00
所属分类 : 买房-收房验房
回答详情共有2个回答
西北安全联盟
直接跟卖家一起去银行办理,以你现在要买的房子做住房抵押贷款,然后等银行贷款批下来之后会给你出一个批贷函,然后交税过户,然后再去银行,银行会在24小时之内把钱全部达到卖家专用账号
2012-02-11 11:16:00
shihenongtian
你资信没有问题直接跟卖家办理,有问题就只能先买到手再作抵押贷款了。
2012-02-11 11:51:00
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